AIA is New Zealand’s largest life insurer and AIA Group is one of the largest on the planet. This gives you some certainty that they are going to be around for a long time, and that is important because most people will require some level of life insurance for a long time.

AIA have a full suite of Life and Health insurance options but it is their Vitality Programme that sets them apart. AIA Vitality is a science-backed health and wellbeing programme that supports you every day to make healthier lifestyle choices, but for our clients it also means serious savings when it comes to their premiums. If you lead an active and healthy life than hitting their “Platinum Level” each year in the AIA Vitality app, you get an additional 2% of your premiums for the following year up to a maximum of 20%

20% off your premiums can mean that you save thousands over the years.

It does take a bit of effort, and you will need a exercise or smart watch to participate and it also costs $11.50 per month so you probably want to make sure you are saving enough on premiums to cover that.

What do the costs look
like for AIA?

Non-Smoker, Age 30, Accountant

Let’s take a look at a package for AIA, including the AIA Vitality package.

• $750,000 of Life Insurance

• $100,000 of Trauma Cover (with Early Cancer and Buy-Back)

• Income Protection of $5000 per month

• Private Health Insurance with a $1000 excess

Male
Cost is $171.69 per month, plus $11.50 for the Vitality Membership (covered by approx. $19 per month in savings).

Female
Cost is $186.24 per month, plus $11.50 for the Vitality Membership (covered by approx. $21 per month in savings).

premiums do often change this is from June 2022.