Insurance for Business
Is their someone in your business that is key to its continued success?
If that person was lost to the business for an extended period of time or permanently do you want the business to continue?
If you have answered yes to those two question then we need to talk. The costs are small when the stakes are high.
Key Person Life Cover
I can help understand the risk and (having a background in recruitment) develop a plan you would understand to ensure business survival through this lump sum cover
Shareholder Buy-out Cover
If you are in a partnership you need to consider what would happen if one of your was unable to continue working through disability or passed prematurely. Fund your buy-out agreement with insurance so you know the costs will be covered and you can protect each other financially.
Business Continuity
If you lost key personal to disability how would that impact your business? Business Continuity can replace income/revenue lost during this period
ACC Restructuring
If you’re self-employed then you need to think about how you structure ACC especially if you have Income Protection. You may be essentially paying twice for covers that overlap
Keeping your employees protected is simply the right thing to do
Employee Health Insurance
Your employees having access to a work health scheme is a massive advantage in both attracting and retaining staff. It also helps to ensure your employees have the best possible chance to returning to work quickly, a benefit to everyone
Employee Risk Insurances
Being able to offer insurances to your employees that they may not be able to access as individuals will help you attract staff and protect their futures